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For the facilitation of education loans to College students, the College has tied up with the nationalized banks of India including :
In addition, Andhra Bank, State Bank of India, HDFC Bank, Union Bank of India and United Bank of India have also given recommendation for providing Loan facility to students of Adesh Group from their respective branches.
Students at the time of admission or at the time of applying for educational loan are given loan letter or alike document as required by the concerned bank for loan purposes, as and if deem appropriate.
For the convenience of students, the Group has set up a separate Loan Assistance Cell, to cater all the needs like loan letter, loan application form and for any other justifiable assistance required from the University.
However, the students and their parents/guardian will be personally responsible for loan sanction and repayment of loan and all kind of liabilities and consequences arising thereof. Adesh Group will not be liable and responsible in this regard.
Banks with which Adesh Group has Tie-Ups and/ signed MOUs
BANKS IN INDIA PROVIDING EDUCATIONAL LOANS
|Allahabad Bank||Andhra Bank||Bank of Baroda|
|Bank of India||Bank of Maharashtra||Bank of Rajasthan|
|Canara Bank Catholic||Syrian Bank||Central State Bank of India|
|Corporation Bank||Dena Bank||Federal Bank Ltd.|
|Indian Bank||Indian Overseas Bank||Karnataka Bank|
|Mysore Bank Oriental||Bank of Commerce||Punjab National Bank|
|State Bank of Hyderabad||State Bank of India||State Bank of Patiala|
|Syndicate Bank||United Bank of India||UCO Bank|
|Union Bank of India||Vijaya Bank|
Banks constantly offering educational loans to the students Following is the list of banks that have been constantly offering educational loans to the students:
The Honorable Supreme Court of India in case of Civil Appeal no. 2056 of 1999 dated 24th September, 2001 titled as Bharathidasan University and another Vs All India Council for Technical Education and others has held that Running /conducting courses and programmes in technology courses by University prior approval of the All India Council for Technical Education (AICTE)-is not necessary Definition of "Technical institution" under AICTE Act does not include university. AICTE is not intended to be authority either superior to or supervise and control the universities Regulation 4 compelling university to seek and obtain prior approval of AICTE before starting any new department or course or programme in technical education are void.
The above said judgment of the Supreme Court of India, thus invalidates the criteria of AICTE approval prescribed by certain banks for the purpose of sanction of educational loans to the students of a University and other purposes in relation to a University. Such a requirement, hence, must be done away with.
Requisition of approval of AICTE, in case of a university, is entirely in the violation of aforesaid judgment of the Honorable Supreme Court of India and may tantamount, to contempt of Court.